Review Period: Jan 2012
 Account
Name
Free TransactionsOverdraft
Facility
UK Call
Centre
No Monthly ChargesPoor Credit Considered
rank1yesyesyesyesnoapply online
rank2yesyesyesyesnoapply online
rank3yesyesnoyesyesapply online
rank4yesyesyesyesyesapply online
rank5yesyesnoyesyesapply online

NS&I cuts Direct Saver interest rate in controversial decision

The savings accounts arm of the Government recently made the controversial decision to cut its Direct saver interest rate just as countless consumers prepared to switch over to it this year.

4% interest rate regular savings accounts on offer this month

Regular savings accounts carrying a 4 per cent interest rate are on offer from many banking providers this month, industry experts recently reported.

Santander doubles overdraft fees, draws ire from customers

One major current account provider has drawn ire from its customers after the announcement it will be doubling its overdraft fees, banking experts recently reported.

Small business bank accounts prepare for growth in 2012

In excess of 80 per cent of small business bank account holders are preparing to experience growth in 2012, according to newly released research findings.

Project Merlin fails, small business bank account lending down

Business loan experts have been declaring that the Government’s Project Merlin scheme is a bust, as the amount of lending supplied to small business bank account holders has actually declined for nine months out of the past twelve.

Nationwide re-launches 0% purchase credit card

The largest building society in the UK has chosen to re-launch a credit card offer boasting a 0 per cent interest rate on purchases for a period of 18 months.

HSBC planning to increase mortgage lending in 2012

One personal and business bank account provider has announced that it plans to provide in excess of £15 billion worth in mortgages in 2012.

Halifax research says most account holders don’t switch

New research from one High Street banking provider says that the average Brit keeps their personal or business bank account for more than two decades before switching, industry experts recently reported.

Savers urged to act quickly to take up top easy access deals

Savings accounts experts say that savers need to act quickly in order to bag the top easy access deals with interest rates of 3 per cent or more.

Overdraft charges overly complex, maths PhD student finds

Not even a maths PhD student can fathom the complexities of bank overdraft charges, according to one consumer expert.

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